At Camaco Financial, we specialize in helping individuals that are approaching, transitioning, or already in retirement.
Usually, the most expensive item you will purchase is retirement. It is essential that you have a plan to ensure you can achieve your retirement goals and not worry about running out of money. We can help you by providing advice on important considerations such as:
The most efficient time to take CPP/OAS
Determining if you have enough money to retire
When to convert an RRSP/LIRA
Coordinating tax-efficient asset withdrawal
We also help retirees transition their investments from a growth and accumulation strategy to investments that are designed to manage decumulation and preserve capital while mitigating the risks of inflation.
3 Mistakes to Avoid when Planning for Retirement