Customized Financial Planning

 

We believe that having a financial plan is an essential foundation that allows you to achieve your financial goals. We come along-side you to understand your financial circumstances and provide customized solutions that answer important questions for those who are:

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Under 50

• How can I effectively manage my cash flow? How fast should I pay off my mortgage? How much should I invest for retirement?

• Am I getting the most out of my investments? How much risk should I be taking?

• Is it better to put my money in a TFSA, RRSP, Employer-funded pension plan? Am I maximizing each contribution in a tax-efficient manner?

• Will my family be financially taken care of if anything happens to me?

50 Plus 

• How much do I need to save for my retirement needs?

• How much can I be spending in retirement?

• Is my financial plan stress tested? What happens if the markets do not perform as well? Will I still make it?

• Am I taking more risk than I need to with my retirement savings?

• Am I optimizing the different tax strategies for saving or withdrawing assets?

• When should I be taking my CPP and OAS?

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Rather than being uncertain about your future, we strive to help each of our clients have the confidence and peace of mind that they can accomplish their financial goals in the most effective way possible.